Multi-Gateway Processing
Automatically routes payments to alternative gateways to prevent declines.
Increase approvals, recover lost transactions, and optimise payment flows with Finera’s Smart Routing.
Our Partners:
Payment Routing
Optimised Transactions,
Higher Approval Rates
Every payment counts. Smart Routing is a payment optimisation technology that analyses transaction data in real time, selecting the most suitable payment pathway. It enhances processing efficiency, reduces declines, and ensures transactions are routed securely and cost-effectively.
Effective Processing
Better Routing Means Smoother Payment Flows
Avoid lost revenue due to failed transactions. Finera’s intelligent payment routing selects the most suitable acquiring bank based on real-time data, ensuring higher success rates and lower payment friction.
Higher Conversions
Reduce Declines, Maximise Approvals,
Achieve More.
Invisible Efficiency
Precision, Performance,
and More Approved Payments.
Dynamic Payment Routing
Real-time selection of the best path for transactions.
Decline Recovery
Failed transactions are retried instantly with alternative acquirers.
Transaction Approval Rates
Data-driven routing increases successful payments and reduces declines.
Payment Gateway Optimisation
Enhance payment efficiency by integrating multiple gateways.
Is Your Payment Flow Built for
Maximum Approvals?
Optimise payment processing, reduce declines, and improve approval rates with Finera’s advanced routing technology.
Frequently Asked Questions
Everything You Need to Know About Smart Routing.
What is Smart Routing in payment processing?
Smart Routing dynamically selects the best payment pathway for each transaction, improving approval rates and reducing payment failures.
How does Smart Routing reduce declines?
By analysing real-time transaction data, Smart Routing directs payments through the most successful processing channels, minimising failed transactions.
Can Smart Routing recover declined transactions?
Yes, failed payments are instantly retried through alternative acquirers to increase the chances of approval.
How does Smart Routing improve approval rates?
It selects the best route based on real-time data, issuer preferences, and historical success rates to maximise approvals.
Does Smart Routing work with multiple payment gateways?
Yes, Finera’s payment orchestration platform integrates with multiple gateways, allowing dynamic routing for optimal transaction processing.
Can Smart Routing help reduce payment processing costs?
By selecting cost-efficient routes and avoiding unnecessary fees, Smart Routing can help businesses lower processing costs.
What factors influence Smart Routing decisions?
Transaction type, issuing bank, location, currency, and historical success rates determine the optimal routing path.
Is Smart Routing suitable for businesses of all sizes?
Yes, businesses of all sizes benefit from Smart Routing by improving transaction efficiency, reducing declines, and increasing revenue.
How does Smart Routing impact customer experience?
A frictionless checkout keeps customers happy and boosts conversion rates.
How can I enable Smart Routing for my business?
Finera’s Smart Routing is built into its payment hub and can be activated easily through the platform.
Still Have Questions?
Let’s Find the Right Solution for You