Inside Finera: Our Commitment to Smarter, Scalable Payment Solutions

Payments are more than transactions—they are the foundation of every business’s success. Companies operating in a digital-first world need payment solutions that do more than just process transactions. They require an infrastructure that is secure, scalable, and designed for global growth.

That’s where we come in.

Who is Finera?

Finera is a global payment orchestration platform that simplifies and optimises payments for businesses worldwide. Our role goes beyond simple payment processing—we provide businesses with the tools to navigate complex financial landscapes, increase approval rates, and expand globally.

With direct connections to acquirers, real-time analytics, and integrated fraud prevention, we provide a smarter, more secure way to scale payment operations.

What Do We Do?

Many businesses today struggle with high decline rates, inefficient routing, and limited payment solutions. According to Worldpay, online payment authorisations experience nearly four times as many declines as card-present authorisations, with rates of 15% and 4%, respectively. These challenges result in lost revenue and frustrated customers. Finera eliminates these issues by leveraging intelligent transaction orchestration, ensuring payments are processed through the most efficient and cost-effective route.

We offer a fully integrated payment infrastructure that simplifies global transactions. Our solutions help businesses increase approval rates, reduce risks, and expand into new markets.

Core Solutions

• Card Processing – Accept credit and debit card payments worldwide with higher success rates.
• Multi-Currency Payment Processing – Let customers pay in their local currency while merchants settle in theirs.
• Open Banking – Enable direct, secure bank-to-bank transactions with faster settlement times.
• Alternative Payment Methods (APMs) – Expand global reach with digital wallets and region-specific payment solutions, including Apple Pay, BLIK, and Interac.
• Transaction Orchestration – Automate and route transactions through the most efficient payment channels.
• Fraud Prevention & Chargeback Management – Reduce risk with real-time fraud detection and automated dispute resolution.

By streamlining processes and increasing efficiency, Finera equips businesses with a scalable, future-ready payment infrastructure.

How Do We Optimise Payments?

Every transaction contains unique data points, including card type, issuing bank, transaction history, and location. Finera’s smart routing technology evaluates these factors in real time to improve authorisation rates and reduce declines.

How Our Payment Orchestration Works

• Dynamic Routing – Transactions are automatically sent to the most suitable acquirer for higher approval rates.
• Real-Time Fraud Detection – AI-powered fraud prevention identifies suspicious activity without slowing down transactions.
• Multi-Currency Support – Businesses can process payments in 180+ countries with local settlement options.‍
• Chargeback Resolution – Automated tools track, manage, and respond to disputes efficiently.

Finera’s payment orchestration removes inefficiencies, giving businesses more control over their payment success.

Why Finera?

Businesses need more than just a payment provider—they need a strategic partner that understands the complexities of global transactions.

Transaction Optimisation 

• Smart Routing ensures payments are processed through the most effective acquirer.
• Optimised transaction flows increase success rates and reduce lost revenue.

Global Expansion

• Accept payments globally with multi-currency payment processing.
• Enable cross-border transactions with local and international acquirers.

Secure & Compliant Transactions

• PCI DSS certification ensures top-tier data protection.
• Real-time fraud detection and chargeback management reduce financial risks.

24/7 Dedicated Support

• Expert assistance, available round the clock.
• Dedicated account managers for personalised optimisation and troubleshooting.

Scalable, Future-Ready Payment Infrastructure

• Flexible API integrations for seamless system compatibility.
• Data-driven insights for enhanced decision-making in real time.

Building Business Growth with Smarter Payment Solutions

The necessity for a smarter, more secure payment solution is evident as businesses expand globally and encounter payment issues such as high decline rates and inefficient routing. Finera goes beyond payment processing to give businesses the strategic advantage they need to optimise transactions, minimise friction, and scale seamlessly.

Ready to optimise your payments? Contact our team today and start processing payments smarter with Finera.